Self-pay cost, added up through each transfer, before insurance.

1. 1st transfer≈ $31.8k to $41.3kEstimate, about $31,800 to $41,277Estimate
2. By the 2nd≈ $36.4k to $49.1kEstimate, about $36,399 to $49,140+$4.6k to $7.9kEstimate
3. By the 3rd≈ $41k to $57kEstimate, about $40,997 to $57,004+$4.6k to $7.9kEstimate

Estimate: 33% from this clinic's published prices, the rest regional averages.

Connecticut law

Connecticut requires many insurers to cover IVF (law effective 1989) -- 2 IVF cycles; 4 ovulation-induction; 3 IUI.

Accepted insurance

Check your own plan's IVF benefit; accepting an insurer does not mean every plan covers IVF.

What insurers pay this clinic

These are rates insurers have agreed to pay the clinic. They are not your cost and are not part of the prices above.

• CignaSum of rates for IVF services: $2,409 to $5,270

A negotiated rate is what the insurer has agreed to pay the clinic for a billed service, not the patient's cost; the patient's share depends on the plan's IVF benefit, deductible and coinsurance. A clinic in the insurer's network file with no IVF billing codes suggests the plan likely excludes IVF.