UMass Memorial IVF Center
- Fertility preservation
- Has a female reproductive endocrinologist (REI)
Sources:
- Fertility preservation: the FDA tissue bank registry (HCT/P), CDC data and SART data · as of Sep 2026
- Has a female reproductive endocrinologist (REI): the national provider registry (NPPES) · as of Oct 2026
Services
Core services
- Outside monitoring
- Preimplantation Genetic Testing (PGT)
- Egg cryopreservation
- Embryo cryopreservation
- Surrogacy
- Egg donor
- Embryo donor
Support services
- Mental health
- Acupuncture
- Dietitian
- Genetic counseling
- Wellness program
- Ovarian tissue cryopreservation
Prices
Network prices apply at all other locations of this clinic unless noted.
Your plan: own eggs, frozen transfer, , no . loading...
Self-pay cost, added up through each transfer, before insurance.
- 1st transferRegional estimate, about $27,500 to $53,223Regional estimate
- By the 2ndRegional estimate, about $31,721 to $60,393+$4.2k to $7.2kRegional estimate
- By the 3rdRegional estimate, about $35,941 to $67,564+$4.2k to $7.2kRegional estimate
Insurance and coverage
Massachusetts law
Massachusetts requires many insurers to cover IVF (law effective 1987) -- none (no dollar/cycle cap).
Massachusetts law requires coverage of fertility preservation before treatment that can cause infertility, such as cancer treatment (effective 2024).
Citation: St. 2024, c. 140, S74 (amending M.G.L. c. 175 S47H et seq.)
Accepted insurance
Check your own plan's IVF benefit; accepting an insurer does not mean every plan covers IVF.
Health insurers
- Aetna
- Blue Cross Blue Shield
- Cigna
- Harvard Pilgrim
- MultiPlan
- Tufts Health Plan
- UnitedHealthcare
Public programs
- Medicaid
- Medicare
What insurers pay this clinic
These are rates insurers have agreed to pay the clinic. They are not your cost and are not part of the prices above.
- CignaIVF case rate: $4,842 to $6,516Sum of rates for IVF services: $692 to $12,631
A negotiated rate is what the insurer has agreed to pay the clinic for a billed service, not the patient's cost; the patient's share depends on the plan's IVF benefit, deductible and coinsurance. A clinic in the insurer's network file with no IVF billing codes suggests the plan likely excludes IVF.
Sources:
- Baby Steps research (verified) · as of Apr 2025
- Baby Steps review of state law · as of Oct 2026
- insurers' published rate files · as of Oct 2026
Fertility doctors
Reproductive endocrinologists (REIs) the national provider registry (NPPES) lists at this clinic.
- AAArmando Arroyo, MDNPI 1538188420
- PBPaula B Bellin, MDNPI 1699746024
- SCShaila V. Chauhan, MDNPI 1306921283
- MDMeaghan Delaney, MDNPI 1396905642
- LFLaura A. Ferraro, MDNPI 1922426188
- AGAnne E. Garrison, MDNPI 1043417124
Sources:
- the national provider registry (NPPES) · as of Oct 2026
- CMS Doctors & Clinicians · as of Aug 2026
- the clinic's website · as of Sep 2026
Lab records
- Lab accredited by CAP (first certified 2020)
- Registered with the FDA to store embryos, eggs, sperm and ovarian tissue (2026 registration)
Sources:
- the federal lab certification records (CLIA) · as of Jul 2026
- the FDA tissue bank registry (HCT/P) · as of Sep 2026
Patients served
Specialties
- Patients with HIV
- Single men
- Single women
- Female couples
- Male couples
- LGBTQIA+ patients
Policies
- No age limits
- No BMI guidelines
Main clinic and satellite clinics
Directors
Raw data explorer
Explore the success rates, loss funnels, and patient volume data of a clinic. The success rates here should not be thought of as predictive for your Fertility Profile and are not generally useful for comparing clinics. For personalized success rates or to compare clinics, check the section above, or consult with a specialist.